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E- Signature
You have contracted M&L Venture Group LLC to provide you with services on a month to month basis. You may cancel this agreement at any time with no further obligation. M&L VENTURE GROUP LLC does not charge you in advance for any work performed.  In consideration of M&L Venture Group LLC ‘s services you agree to the following:   

• You agree to pay M&L Venture Group LLC a setup fee (Amount Specified with specialist)
• You agree to pay M&L Venture Group LLC a monthly fee (Amount Specified with specialist)
• You agree to grant M&L Venture Group LLC permission to withdraw the specified setup fee and monthly fees from your credit card or bank account.   
• You agree to promptly notify M&L Venture Group LLC of any change of your name, address and/or marital status.   
• M&L Venture Group is not responsible for any other fees that may be related to automatic payments that are set up because of this agreement. This includes bank overdraft fees. 
• You agree to pay $1, plus any applicable taxes, for a soft pull on your credit report through one of our affiliates for your credit report reviews. If we are unable to get you signed in for free options. 

Our Deletion Guarantee
We have a deletion guarantee policy that states if you don’t see any accounts deleted from your credit report after your second full review (1); we will continue to work on your credit file for free for 6 months at no additional charge. This guarantee is intended to assure you of the consistency of our service and to provide a remedy in the case of dissatisfaction and is not meant to imply a guarantee of a specific outcome. This guarantee is applicable only to current, active clients who have met their obligations under the terms of this contract. This guarantee is void if there are any new negative items or new late payments that are on any new credit report pulled. 

(1) Second full review is normally at the 75 mark with all the required information (2) and client obligations (3)  have been met. 

(2) Required information is 2 full credit report soft pulls from consumer sites. This can be from any site that shows all the accounts on all three credit reports; Equifax, Experian and TransUnion.

(3) Client obligations are;

1. Account status with Complete Credit Plus is Active and payments are current.
   
2. Payments on the credit report have not been late in the last 30 days (from second full review).
   
3. There are no new collection accounts on the credit report as if the second full review. 
4. There are no current payment plans on collection accounts and no collection accounts have been paid in the last 30 days (from client start date). 

Payments

• Our services include a setup fee and a monthly payment for the previous month’s work. 
  
•  Set up fee 
  • Gives you a lifetime membership with our program and excluded for some states
• Monthly fee
  
  •  Covers previous months’ disputes, reviews and creditor correspondence. 
    
  • Will automatically run if client does not notify us to cancel
    
  • Payments will only be cancelled by M&L Venture Group if we deem it necessary. Otherwise payments will automatically run if client does not notify us to cancel 
    
  • If you cancel your account 14+ days after your last billing cycle there will be a final payment for the previous months work. 
• Change of payment date 
  
  • Notify M&L Venture group 24 hours before scheduled payment date to ensure the payment can be    moved. If not notified with 24 hours’ notice M&L Venture group cannot guarantee the payment can be moved. 

Our Cancellation Policy
Our Cancellation Policy M&L Venture Group LLC allows you to cancel this agreement at any time with no further obligation notwithstanding any language included in the following required notices.     
RIGHT OF CANCELLATION:   You may cancel this Agreement without penalty or obligation at any time before midnight on the fifth business day following the date on which you signed this agreement. See the attached Notice of Cancellation form for an explanation of this right.    
You may cancel this contract, without any penalty or obligation within 5 days from the date the contract is signed.   If you cancel, any payment made by you under this contract must be returned within 10 days following receipt by M&L Venture Group LLC of your cancellation notice. To cancel this contract, phone or by fax a signed and dated copy of this cancellation notice, or any other written notice, to M&L Venture Group LLC, not later than midnight of the 5th day which begins after the date the contract is signed by you.

Your consumer rights
You have a right to dispute inaccurate information in your credit report by contacting the credit bureau directly. However, neither you nor any credit repair company or credit repair organization has the right to have accurate, current, and verifiable information removed from your credit report. The credit bureau must remove accurate, negative information from your report only if it is over 7 years old. Bankruptcy information can be reported for 10 years.   You have a right to obtain a copy of your credit report from a credit bureau. You may be charged a reasonable fee. There is no fee, however, if you have been turned down for credit, employment, insurance, or a rental dwelling because of information in your credit report within the preceding 60 days. The credit bureau must provide someone to help you interpret the information in your credit file. You are entitled to receive a free copy of your credit report if you are unemployed and intend to apply for employment in the next 60 days, if you are a recipient of public welfare assistance, or if you have reason to believe that there is inaccurate information in your credit report due to fraud.   You have a right to sue a credit repair organization that violates the Credit Repair Organization Act. This law prohibits deceptive practices by credit repair organizations.   You have the right to cancel your contract with any credit repair organization for any reason within five business days from the date you signed it.   Credit bureaus are required to follow reasonable procedures to ensure that the information they report is accurate. However, mistakes may occur.   You may, on your own, notify a credit bureau in writing that you dispute the accuracy of information in your credit file. The credit bureau must then reinvestigate and modify or remove inaccurate or incomplete information. The credit bureau may not charge any fee for this service. Any pertinent information and copies of all documents you have concerning an error should be given to the credit bureau.   If the credit bureau's reinvestigation does not resolve the dispute to your satisfaction, you may send a brief statement to the credit bureau, to be kept in your file, explaining why you think the record is inaccurate. The credit bureau must include a summary of your statement about disputed information with any report it issues about you.   The Federal Trade Commission regulates credit bureaus and credit repair organizations. 

Limited Power of Attorney
This is a Limited Power of Attorney providing M&L Venture Group LLC with the permission to represent you in accordance with this Agreement. Your Limited Power of Attorney authorizes and directs M&L VENTURE GROUP LLC to act as your disclosed or undisclosed agent when performing the services, you have retained M&L VENTURE GROUP LLC to provide. For the duration of this Limited Power of Attorney we may write, sign, and send letters to the credit bureaus, and collectors, as deemed appropriate, in your name and on your behalf.   You may cancel your electronic authorization and your Limited Power of Attorney at any time by sending M&L VENTURE GROUP LLC an e-mail stating that you retract your electronic authorization. Without this electronic authorization and Limited Power of Attorney, M&L VENTURE GROUP LLC is unable to represent you, and canceling it will terminate this Agreement.